CampusRd - college credit report, credit score, credit cards and student loans 312.854.7605 / Join Our Network /

Credit Rating Blog

Get the latest news and opinion pieces through our financial industry blog.
Our writers develop articles on financial matters that affect the everyday lives of all our users.
Credit rating and free credit ratings
Home > Credit Rating > Blog > Are credit reports really free Credit rating and free credit ratings

Are credit reports really free

Monday Feb 15, 2010

Many people often ask if credit reports are free and the answer is yes. However, this question is a little more complex the more you delve into it.

Each individual is entitled to one (1) free credit report each year at, which is sponsored by Equifax, Experian and Transunion.

For individuals looking to check their credit report more than once a year, than there is a fee associated with such a request. The fees range from $7 a month up to $30, depending on the provider that you go with.

So, if you do not need your credit report more than once a year than your best bet is to go to But, if you do need to check it monthly check out all of the different providers to see which one offers the best terms and pricing.

< Previous Next >


Be the first to add a comment by filling out the form below

Add your comments...


 Required, will not be published

  Comments are moderated and generally will be posted if they are on-topic and not abusive

Verification `s Enter #`s here


Featured Credit Rating



Equifax ID Patrol™

Equifax ID Patrol™

Credit Rating Blog

Using accounting principals to predict credit ratings
Tuesday Oct 08, 2013

Fixing the mistakes on your credit report
Thursday Jun 10, 2010

View all >

Credit Rating Tweets


CampusRd, Credit Rating, Credit Cards, Loans, Credit Score
Call Today (312) 854-7605 
© 2022, a business unit of Uloop, Inc  
Email Address    
Password  (forgot password?)      
Tell a friend about this offer    
A link to this page will be sent to the
"Destination Email Address" below, in accordance
with our privacy policy and terms of use policies
Your Email Address    
Destination Email Address    
Verification #'s Enter #'s here
Forgot your password?    
Email Address